Coconut Creek Launches Homebuyer Assistance Program for Working Families

by David Volz June 16, 2026

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Teachers, police officers, firefighters, nurses, and other working professionals in Coconut Creek could soon get a helping hand toward homeownership after city commissioners approved a new purchase assistance program designed to make buying a home more affordable for the local workforce.

At the June 11 meeting, the commission passed an ordinance creating a Workforce Homebuyer Purchase Assistance Program. It will provide funding to help qualified buyers in the workforce target income group purchase homes in the city.

There is a growing need for housing for the workforce target income group with incomes less than 140% of the median family income. Many who would benefit include public service employees who are essential to the local economy and a functioning community, according to city information.

Because affordable housing for individuals and families with moderate income is limited, and the uneven distribution of moderately priced housing has contributed to economic stratification within the community, this program will help people purchase a home, according to city information.

The loan term will be for ten years. If the home is sold or no longer used as a homestead within ten years, the loan must be repaid. If the purchaser remains in the home for ten years, the loan is fully forgiven, and the mortgage is released, according to city information.

“This is a good program because it will help working people buy a home. If they stay in that home for ten years, it becomes a grant,” said Commissioner Jackie Railey.

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David Volz

David Volz has worked as a writer in South Florida for 35 years. He has written for the Sun-Sentinel, Hollywood Gazette, School Transportation News, South Dade News Leaders, Observer among others. He has an MA in Communications from Florida Atlantic University and a BA in Communications from Valparaiso University. Volz teaches Communications at Miami Dade College and Palm Beach State College. He lives in Coral Springs and enjoys running and participating in 5Ks and half-marathons.